Main Takeaways

• For me, June is the second biggest month for passive income. So, when I wrote the progress report for May 2015, I was eagerly waiting the end of June. But, June has its own ideas…it was a rough month on the personal and professional side for me and looking at the FI progress report, it looks like FI progress also has some rough spots.
  • College fund stayed even…which is great news actually considering the performance of the stock market this month. But, still, zero progress was depressing.
  • 401K took a hit in June….especially after a great month of May. A 1% drop is a chunky drop and that stings.
• Passive income for June 2015 increased quite well in comparison to June 2014, even though the mutual funds did take a hit to the principal. This was the only bright spot this month.
  • I compute Passive Income per month as (total passive income in this year) / number of months completed this year.
  • Total passive income is a sum of dividends + capital gains distributions.
  • June Passive Income = (total passive income in this year) / 6 == $277.37 pm.
  • Doing it this way keeps the monthly passive income more realistic because I can instantly know which of my monthly expenses are covered by this amount. I keep a separate tracker for this which I will write about at a later date.

My investments went a bit down this month. So, I am going to look at my mutual fund investments this month and see if there are any investment opportunities to dollar cost average down the cost. More on this later.