July has come and gone and August is almost half way done and I am late with my monthly report!! Jeez…time flies fast. I was out of town for work related matters and it was a tiring one. But, post coming back, counting dividends for the month of July was definitely helpful to break out of the funk! So, lets look at the numbers.
Emergency Fund | |
College Fund | |
Passive Income (2017 vs 2018) | |
Retirement Fund | |
Roof for our Family($750K) | 00.00% |
Medical Fund (via HSA) | |
Life Insurance | Done (term life insurance policy) |
Main Takeaways this month
- Passive Income Stream
- My passive Income for July 2018 is much higher than July 2017. It is expected to be so 🙂
- In March an April, I redistributed where my funds are invested. Cashed out some gains and converted quarterly dividends to monthly and more importantly more stable and tax efficient dividends.
- The June, September and December dividends are going to be much less. But, the total dividends for the entire year will be higher though.
- Compared to this time last year, the total dividends this year through end of July is 33% more than 2017….just distributed differently.
- My passive Income for July 2018 is much higher than July 2017. It is expected to be so 🙂
- Additional Investments
- Investments in taxable accounts
- Nothing new to report here as I am out of cash 😐
- Unplanned vehicle maintenance has taken a chunk of money out of emergency funds again.
- So priority is to rebuild my emergency fund now.
- Investments in tax-deferred account (IRA)
- Bought some more of VIHAX (International High Dividend) to dollar cost average down.
- Investments in taxable accounts
- Miscellaneous
- Nothing.