In short, this blog is about the road to my Financial Independence, using passive income streams generated via low cost mutual funds. For a longer read, please read on 🙂

About a year ago (circa 2013), I realized that my mind was searching for a way to get out of the rat race. Things which used to interest me at work no longer did…ugly things which I could just ignore before, I no longer could…in fact, I started seeing more ugly things than before 🙂 I started questioning the reasons behind all the slogging without actually having the time to even think about an alternate. For example, the place where I have been renting for almost 3 years has a pool and a jacuzzi which I have only been two twice….that busy. But, what have I got in return for that? Lots of stress, bad health and of course some money, but I had nothing much to show for it after all of this…..money seemed to flow away like water. It does not help that I live in a very expensive part of the country and wanted to remain there. I.e. I saw no end to this slogging and spending.

It was then I ran into the concept of Financial Independence and Early Retirement. I came across a couple of wonderful blogs (Mr. Money Mustache, RetireBy40, ExtremeEarlyRetirement, MadFientist, etc) that showed me the way to an alternate way of life. It came as a shock to me that money could be used that way. So I decided to reach for a goal of financial independence in 10 years i.e. when I turn 50, I should be financially independent…at the least, I should not have to work…but may choose to work.

How do I do that? I then came across the notion of Passive Income streams as a means of financial independence. So, I decided that I will be creating passive income streams over the next 10 years and create a path to financial independence. This blog will capture my journey. I wanted to create this blog for many reasons:

  • Act as a commitment to the goal of FI in 10 years
  • Act as a medium for me to get some feedback from smart people
  • Act as something to do apart from my real work…i.e. gimme a break 😉
  • Act as a resource for people in a similar situation as me to discuss things freely

That said, let us start the journey!




11 thoughts on “About

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  4. Wait, you never ran into my blog about achieving financial freedom while maximizing your income and net worth?! All good 🙂

    Financial Samurai really focuses on the income and net worth portion of financial freedom. To live the most free and enriching life possible without having to live like a pauper.



    • Oh no….one of the gods of Financial Independence visited my house and I was not there 😦 Hey Sam, how can I not know you!! You are present in my Blogroll and I visit your site atleast a couple times a week!! When I wrote this About section, I was a newbie into the path of FI….all the links above helped me get into the path of FI…once I got in, hey, how could I not run into you 🙂

      Sorry for the delay. I was out of the country on work and when I came back, the company where I work was acquired and shockingly, a massive layoff followed. I was impacted as well and you know what, this validated my push to FI even more. I could not engineer my layoff like you, but it is what it is. Welcome to my home and please continue to publish the awesome content that you always do!!


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