Financial Independence Progress Report for March 2017

Three months already over in the new year….this year is definitely going faster than last year! Nothing interesting this month. My passive income streams boosted by appx 16% but somehow I feel unsatisfied…not sure why. Maybe the pace of reaching my goals is slow 🙂 Anyways, let us look at the numbers for March 2017.

04/01/2017
Emergency Fund $60K 83.00% 84.135%
College Fund (80K) 50.57% 51.35%
Passive Income (2016 vs 2017) $1052.01(03/2016) $1219.83 (03/2017)
Retirement Fund 68.61% 71.45%
Roof for our Family($750K) 00.00%
Medical Fund (via HSA) 2.6% 2.6%
Life Insurance Done (term life insurance policy)

Main Takeaways this month

  • Passive Income Stream
    • Passive Income for Mar 2017 ($1219.83) is appx 16% higher than Mar 2016 ($1052.01).
    • I did not add more funds this month since all my investment vehicles are trading at peak values. Waiting for the next dip to invest more. One exception is listed next.
  • Additional Investments
    • International exposure
      • Just like prior months, I have continued to increase my exposure outside the US. Stocks in United States seem too overvalued to my simple mind. I want my passive income streams to come from many countries all over the world to spread the risk of a single part of the world going through a bad phase.
      • So, I have added some more funds to my existing investments in Emerging markets (via VEIEX) and Euro-Pacific Developed Markets (via VTMGX).
  • Build a tiny cash fund again
    • I am accumulating some money in a money market fund. I want to have a small cash fund accumulated to take advantage of any market dip(s).
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4 thoughts on “Financial Independence Progress Report for March 2017

    • Thanks for dropping by!

      Looks like you also have kept a healthy amount of un-deployed cash in your brokerage account! I get tempted sometime to use my cash fund…but when I look at the rate of NAV increase for my mutual funds for the past 3 months, it seems insane to buy into it. So, lets see how things turn out in a couple months.

      Like

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